Can I Drive My Parent’s Car Without Insurance in BC?

Can I drive my parent’s car without insurance?

The short answer is No. You – or anyone else – may not legally drive any vehicle, including your parent’s vehicle, if the vehicle does not have insurance. Every single car, truck, or van on the road legally requires insurance.

British Columbia Motor Vehicle Act – Section 24

(3) A person must not drive or operate a motor vehicle or trailer on a highway unless

(a) the person is insured under a valid and subsisting driver’s certificate, and

(b) the motor vehicle and the trailer, if any, are insured under a valid and subsisting motor vehicle liability policy evidenced by an owner’s certificate.

British Columbia Motor Vehicle Act

ICBC Fines for Driving Without Insurance

As of March 2023, the current fine for driving without insurance is $598 and 0 driver penalty points. You can see many more common fines on the ICBC fines and points website. In addition, if you fail to produce insurance, you can be fined $81.